Exploring the Federal Student Grant Program
You may have heard of the Free Application for Federal Student Aid, 或FAFSA, if you or someone you know has plans to attend a college, 职业学校, 或大学. 去年, over 50% of high school seniors submitted a FAFSA to the Department of Education to secure financial assistance. But what many prospective and current students may overlook are the various federal grants awarded to students in need each year.1
获得的价值
Most federal grants, unlike loans, function as sources of funding. There are some exceptions, though. 例如, if a student is awarded a grant, but withdraws from the program in which they’re enrolled, they may be required to pay back all or a portion of that grant.2
了解你的资助
The Department of Education offers multiple aid packages as part of the Federal Student Grant Program. The following three are granted most often, and each has different requirements for eligibility. The information below applies to the 2024-2025 academic year:
- 联邦佩尔助学金 - With a maximum award of $7,395, Pell Grants are reserved for under研究生 students who have exceptional financial need and have not earned a bachelor’s, 研究生, 或者专业学位.2
- Federal Supplemental Educational Opportunity Grants (FSEO) - FSEO Grants award a maximum of $4,000 to those who demonstrate exceptional need and have not yet earned a bachelor’s or 研究生 degree. FSEO Grants also give priority to Pell Grant recipients over other applicants.2
- Teacher Education Assistance for College and Higher Education (TEACH) Grants - TEACH Grants award a maximum of $3,772, and they’re reserved for students who are enrolled in teaching preparation programs and agree to teach for a minimum of 4 years at the elementary or secondary school level in a high-need field.2
FAFSA所需
No matter who you are or your financial situation, you may want to consider submitting a FAFSA. 毕竟, the grants listed above do require recipients to have an application on file with the Department of Education. 谁知道呢? The potential financial benefit that you could secure may surprise you.
1. NCAN.org, 2024
2. StudentAid.政府,2024
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